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Rate Sheet
Last update: Jan 5 2009 8:16PM EST
Conforming Loan Programs
Conforming rates for loans under $417,000.
Program Rates Points APR
30 yr fixed conforming
this is an estmate. actual rates may vary.
4.500 1.000 4.629
4.625 0.375 4.7
4.750 0.250 4.815
15 yr fixed conforming
this is an estmate. actual rates may vary.
4.250 0.500 4.399
4.375 0.250 4.486
3/1 ARM
this is an estmate. actual rates may vary.
5.000 0.324 5.046
5.750 0.250 4.739
30/5 yr fixed or 5/1 ARM
this is an estmate. actual rates may vary.
5.250 0.393 5.151
5.375 0.272 5.188
5.750 0.250 4.934
30/7 yr fixed or 7/1 ARM
this is an estmate. actual rates may vary.
5.500 1.250 5.069
5.625 1.000 5.11
5.750 0.625 5.139
5.875 0.455 5.188
6.000 0.375 5.245
10/1 ARM
this is an estmate. actual rates may vary.
5.625 0.564 5.263
5.750 0.396 5.331
5.875 0.264 5.402
Adjustable
this is an estmate. actual rates may vary.
5.750 1.219 4.562
5.875 0.988 4.552
6.250 0.838 4.571
 
Jumbo Loan Programs
Jumbo rates for loans over $417,000.
Program Rates Points APR
30 yr fixed jumbo
this is an estmate. actual rates may vary.
15 yr fixed jumbo
this is an estmate. actual rates may vary.
3/1 jumbo ARM
this is an estmate. actual rates may vary.
5/1 jumbo ARM
this is an estmate. actual rates may vary.
7/1 jumbo ARM
this is an estmate. actual rates may vary.
10/1 jumbo ARM
this is an estmate. actual rates may vary.
6.000 1.043 5.537
6.125 0.654 5.585
Adjustable
this is an estmate. actual rates may vary.
 
APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.